Could Permanent Life Insurance Round Out Your Retirement Plan?
A closer look at how cash-value life insurance may complement a 401(k) or IRA — and where it fits among other tax-advantaged savings tools. Most retirement conversations start and end with the 401(k) or IRA. Those accounts matter, but they aren’t the whole picture. Where your retirement dollars sit from a tax perspective can matter just as…
The income protection gap: what physicians often miss about group disability coverage
STRATEGIC EXECUTIVE BENEFIT PLANS • • Educational – not a solicitation for a specific policy Original illustration by Professional Benefits Incorporated. A group long-term disability benefit is often capped well below full income, leaving a monthly gap. For many physicians, future earnings are one of the largest financial assets they will ever have to protect….
Five Generations, One Benefits Plan? Not Quite
A single medical plan and a generic retirement match used to be enough. With up to five generations now working side by side, employers who treat benefits as one-size-fits-all are quietly losing ground. Traditionalists, Baby Boomers, Gen X, Millennials, and Gen Z are now working under one roof — and one benefits plan rarely fits…