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Sarasota Memorial Health Care System Physician & CRNA’s Supplemental Long Term Disability Insurance

There is special Guaranteed Issue OPEN ENROLLMENT (no medical exam / underwriting) through January 24th for all physicians and CRNAs.

Sarasota Memorial Health Care System currently provides Group Long Term Disability (LTD) insurance to help you prepare for the possibility of a disabling injury or sickness. It replaces up to 60% of your eligible earnings, to a monthly maximum of $10,000.

As Sarasota Memorial Health Care System pays for the cost, any benefits received would be taxable. You may need additional coverage to help meet financial obligations in the event of a long term disabling injury or illness. Supplemental Individual Long Term Disability Insurance can help replace more of your income if you have a covered disabling illness or injury.

Learn more about the existing coverage and how this program might help you

Voluntary Coverage You Own and Can Take with You

This Supplemental Individual Long Term Disability Insurance allows you to voluntarily purchase additional individual coverage that you would own from day 1 and could take with you if you ever left Sarasota Memorial Health Care System, at the same cost & benefits.

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Some features of this supplemental program include:

  • Guaranteed Issue (No Medical exam / underwriting) if actively at work past 180 days.

  • Own occupation” definition of disability

  • Higher income replacement up to a max of either 75% of income or $10K benefit which would pay in addition the employer paid Group LTD benefit

  • Guaranteed increase options (up to the contract maximum) as income increases.

  • Option to exchange (without medical underwriting) to Long Term Care Insurance between ages 60-70 this is unique to this program.

  • Fixed cost to age 65

  • 24 month benefit for those working past age 65

  • Fully portable with the same cost and features

Ready To Get Started?

Please contact us to find out more.

Contact Taylor Collins at 941-993-7905 or click the button below to set up an appointment.

If you are ready to enroll.

You can also complete the following form* to allow us to send you the application.

*this is not the application

Full Name

Note: Phone number and email address above are used to be able to send you the application securely and if we have any follow up questions for the questions below. Not used for marketing purposes.

For the last 180 days have you missed 1 or more days or work, been home bounced or admitted into a medical facility due to injury or illness?
For the last 180 days, have you had any restrictions or limitations to your ability to work on a full time basis due to injury or sickness?
Do you use any medical equipment or appliances such as a cane, wheelchair, catheter, oxygen tank, pacemaker or artificial limb?
Have you ever been diagnosed or treated for blindness, deafness or loss of use of arms/legs or speech defect?
Do you have any other individual long term disability coverage in place today?